Subscription audit
Pally reads your transactions, names everything you forgot you pay for, and cancels the ones you kill.
Most people are paying for three things they forgot existed. Link your accounts once and Pally reads a year of transactions, lists every recurring charge with what it costs, and cancels the ones you point at.
The routine
How it works
Ask once. Pally reads your linked bank transactions, finds every charge that repeats, and lists each one with its amount, cadence, and yearly cost.
It flags what looks dormant: trials that converted, the same service on two cards, quiet price rises, and charges with no matching activity in your email.
Point at what goes. Pally cancels on the provider's site with a login you saved, by email, or by phone for phone-only providers. If a site needs a login Pally doesn't have, it sends one secure link to save it. Only an in-person step comes back to you.
A useful fit
Good for
- Finding free trials that quietly converted to paid
- Catching the same service billed on two cards
- Seeing a year of quiet price rises in one list
- Cancelling several services without visiting six sites
- Getting a duplicate charge refunded by email
Text it naturally
Things to try
Before you start
Common questions
How does Pally see my subscriptions?+
Through the bank accounts you link, plus receipts and billing emails in your connected inbox. You choose what to link and can disconnect any time.
Can Pally cancel anything?+
Anything with a real cancellation path on the web, by email, or by phone. Only an in-person step comes back to you.
What if a charge is wrong rather than unwanted?+
Pally emails the merchant with the exact dates and amounts, follows up, and shows you every reply. The merchant decides on the refund.
Keep going
Related recipes
Last updated October 8, 2026.
Have your own recipe in mind?
Anything you'd hand a great assistant, you can hand Pally. Just describe it in a text.