Insurance switch
Pally gathers real quotes at identical coverage, calls the insurers that only quote by phone, and switches on your ok.
Insurance renewals count on you not shopping. Send pally your current policy and it collects comparable quotes across insurers, calls the ones that only quote by voice on Pally Max, and lines them all up against what you pay now.
PallyThe routine
How it works
Send a photo of your declarations page or the renewal letter. Pally reads the coverage that actually matters: liability limits, deductibles, listed drivers, vehicles or property details, and the extras like roadside or rental. That becomes the specification every quote has to match.
Pally then works the quote flows in its secure browser, entering the same coverage everywhere so the numbers mean something. Insurers and brokers that only quote over the phone are handled by a real call on Pally Max, and the answers land in the same comparison as the online ones.
The report is a comparison, not just a cheapest number. Pally shows what each quote costs and where the policies genuinely differ, so a lower price that quietly drops rental cover or doubles a deductible is visible as a trade rather than hidden inside a headline figure.
When you pick one, pally starts the policy and hands back the parts that legally need you: a signature, a licence photo, or a payment authorization. It sends the link, then cancels the old policy on the day the new cover begins, so there is never a gap and never an overlap you paid for.
A useful fit
Good for
- Checking a renewal before it quietly auto-renews
- Comparing quotes at identical limits and deductibles
- Reaching insurers that only quote over the phone
- Adding a driver or a new car without a morning of forms
- Cancelling the old policy on the right day, not early
Text it naturally
Things to try
Before you start
Common questions
How does pally keep the quotes comparable?+
It works from your declarations page, so every quote is entered at your existing limits, deductibles, drivers, and extras. When an insurer cannot match a specific item, pally says so in the comparison instead of quietly quoting something cheaper.
Which plan does the phone part need?+
Real outbound calls are part of Pally Max. On Max, pally can call the brokers and insurers that refuse to quote online, ask the same questions, and fold those answers into the same side-by-side list.
What still needs me?+
Signatures, identity documents, and sometimes the payment authorization. Pally completes everything up to that point and sends you a link for the rest, then finishes the switch once your part is done.
Keep going
Related recipes
Last updated September 19, 2026.
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