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Pally vs Fo by Wajo
An action agent with its own phone and inbox, and an assistant that lives in your texts.
Fo is the first agent from Wajo, a San Francisco startup led by Shivani Poddar, who previously launched frontier models at Google DeepMind and products at Google Labs. Wajo launched Fo on August 25, 2026 as an "action agent" with its own email address, phone number, and payment card. Fo calls, emails, and coordinates with people to get your to-dos done: it books the dentist, sits through the hold music, rebooks a delayed flight, sends the flowers, and joins group chats to handle the back-and-forth. When a task can't be finished with AI alone, Wajo says its team steps in and handles it.
Pally does much of the same work from a different starting point. It lives in your texts, as a contact in your phone's own messages app. It connects your email, calendars, Slack, Notion, and bank accounts, runs web errands in a browser with your saved logins, books flights, joins your group chats, and makes real phone calls for you. The clearest dividing line is identity. Fo acts as itself, from its own inbox and number, with a human team behind it. Pally acts for you, from your own accounts, and watches the inboxes you connect.
Status: Fo launched on August 25, 2026. Fo Mini is free at wajo.ai, and the unlimited OG Fo plan is invite-only.
The short version
So, Fo by Wajo or Pally?
The case for Fo by Wajo
Pick Fo if you want an agent that works under its own name, with its own inbox, phone number, and card, and a human team behind it for the errands AI can't finish alone. The free tier is generous, and an OG Fo invite makes tasks and call time unlimited at no cost.
Visit Fo by WajoThe case for Pally
Pick Pally if you want the assistant in your texts, watching your inboxes and briefing you each morning, with your email, calendars, work apps, and bank connected and real phone calls included. Fo Mini is free too, but OG Fo's unlimited call time and group chats need an invitation. Give each the same errand.
Feature by feature
What each assistant can do.
| Feature | Fo by Wajo | Pally |
|---|---|---|
| Email on your behalf | YesFo emails people from its own address and never sends as you. | YesWrites in your voice and sends from your account when you ask or approve. |
| Email triage and alerts | Not advertisedFo reads the Gmail you connect when a task needs it. Inbox triage and alerts aren't part of Wajo's pitch. | YesFlags what needs you, summarizes the rest, alerts you in your texts. |
| Calendar and scheduling | YesConnects Google Calendar, moves meetings, and finds a time that works for other people. | YesChecks availability, books and moves events, preps your day. |
| Proactive help | YesWajo pitches Fo as proactive: it runs on its own and follows through. A daily brief isn't advertised. | YesA morning brief across email, calendar, and messages. |
| Texting | YesVerify your phone number and you can text Fo tasks and questions and get updates back. | YesNative texts on iPhone and Android, typing indicators and read receipts included. |
| Your WhatsApp, watched | Not advertisedWhatsApp isn't among the channels or connections Wajo lists. | YesConnect your own WhatsApp for catch-ups, alerts, and replies. |
| Real phone calls | YesFo has its own phone number and calls businesses for you. OG Fo includes unlimited call time. | YesIt calls businesses for you, and it gets its own number you can call. |
| Shopping and checkout | YesPays with a single-use card for each purchase, so your real card details never reach the merchant. | YesFinds it, compares prices, and checks out with your payment wallet. |
| Travel and flights | YesRebooks delayed flights, checks you in, and compares hotels. Price watching isn't advertised. | YesFlight search, price watching, flight-day alerts, and check-in. |
| Free | YesFo Mini is free with 1,000 tasks a day. OG Fo adds unlimited tasks, call time, and group chats, free by invitation. | YesPally is free, with almost unlimited usage limits. |
Credit where it is due
Where Fo by Wajo shines.
A human team behind the agent
When a task can't be completed with AI alone, Wajo says its own team steps in and handles it. Most agents stop at a polite failure message. Fo's promise is that the errand still gets done.
An identity of its own
Fo has its own email address, phone number, and payment card, and it emails from its own address rather than as you. Wajo's phrase for it is "empower not impersonate". If you'd rather an agent never speak in your name, that's a clean design.
A generous free tier
Fo Mini is free with 1,000 tasks a day, and an invite to OG Fo lifts the limit and adds unlimited call time and group chats, still at no cost. That is a lot of room to test it on real errands.
Published trust numbers
Wajo built a simulated world of businesses and people to test Fo, and published the results. In that evaluation Fo completed 71% of errands and kept the user's trust on 94% of runs built to tempt it into overstepping. Wajo notes these are simulated tasks, not measured outcomes for real users.
Different by design
Where Pally is different.
Where the assistant lives
Fo starts in the Wajo web app, where you sign up and connect accounts, and from there you can text it, email it, or reach it in Slack, ChatGPT, or Claude. Pally starts in your texts: no account to create first, just a number to text, with typing indicators and read receipts.
Acting as itself versus acting as you
Fo emails from its own address and never sends as you. Pally writes in your voice and sends from your own account when you ask, and it checks with you first on words you didn't ask for. Which one you want depends on whether the people on the other end should be dealing with you or with your agent.
Handed tasks versus watched inboxes
Fo is built around the tasks you hand it. Pally also watches what you already have: it flags the email that needs you, catches you up on your own WhatsApp, and sends a morning brief across email, calendar, and messages. Wajo doesn't advertise inbox alerts or a daily brief for Fo.
Pricing
What each one costs.
Fo by Wajo pricing
Wajo lists three plans for Fo. Fo Mini is free, with 1,000 tasks a day and a limit that resets daily. OG Fo is free and invite-only, with unlimited tasks, unlimited call time, and group chats with Fo. Pro is "Contact us" and adds support for heavier workloads, MCP access, and custom-built agents.
Check Fo by Wajo's latest pricingAs of October 5, 2026
Pally pricing
Pally is free, with almost unlimited usage limits. No waitlist or invitation. Cloud Mac is a paid add-on.
See what's includedQuestions
Pally vs Fo by Wajo FAQ.
What is Fo?+
Fo is an AI action agent from Wajo, Inc., a San Francisco startup that launched it in August 2026. It has its own email address, phone number, and payment card, and it calls, emails, and coordinates with people to finish everyday tasks, with Wajo's team stepping in when AI alone can't.
How much does Fo cost?+
Fo Mini is free with 1,000 tasks a day. OG Fo is free and invite-only, with unlimited tasks, unlimited call time, and group chats. Pro is priced on request and adds MCP access and custom-built agents. Wajo's terms also allow a procurement fee on purchases Fo arranges, disclosed before checkout. Pally is free, with almost unlimited usage limits.
Can I text Fo the way I text Pally?+
Yes. Once you verify your phone number you can text Fo, and it also works over email and Slack. Wajo doesn't mention WhatsApp or Telegram. Pally lives in your phone's own messages app.
Does Fo train AI on my data?+
Wajo says your data is never used to train third-party AI models. Its terms at https://wajo.ai/terms-of-service (section 6.3) let Wajo use de-identified or aggregated user content to train AI and machine-learning systems that improve its services and build new products. Pally may also use your data to train its models, with an opt-out in settings, and never trains generalized models on Google Workspace data.
So how does Pally make money?+
Pally plans to earn a fee from merchants when you buy through it. Merchants can never pay to change what Pally recommends to you. Cloud Mac, an optional add-on, is paid.